Completely unexpectedly, interest rates fall again. In 2018, it was clear to bankers and construction finance experts that bond rates would rise again this year. In fact, it was expected to be just under one percent at the time. The interest rate trend in 2019 is pointing in the opposite direction. What does this mean for construction financing?? Since the development of interest rates for construction loans is dependent on the development of federal bonds, construction loans will continue to be extremely favorable in 2019.